params[:Sname]        = address[:name] || creditcard.name
          params[:Saddress1]    = address[:address1] unless address[:address1].blank?
          params[:Saddress2]    = address[:address2] unless address[:address2].blank?
          params[:Scity]        = address[:city]     unless address[:city].blank?
          params[:Sprovince]    = address[:state]    unless address[:state].blank?