department-of-veterans-affairs/vets-website

import React from 'react';

export const FinancialHelp = () => (
  <article className="vads-u-padding--0" data-testid="financial-help">
    <h2 id="how-to-get-financial-help">
      How to get financial help for your copays
    </h2>
    <p>
      If you’re struggling because of life situations like losing your job,
      having a sudden decrease in income, or having an increase in out-of-pocket
      family health care expenses, we can help.
    </p>
    <va-accordion>
      <va-accordion-item header="Request help for your current bills">
        <p>You can request these debt relief options:</p>
        <ul>
          <li>
            <strong>Repayment plan.</strong> This would allow you to repay the
            debt in smaller monthly amounts over time.
          </li>
          <li>
            <strong>Compromise offer.</strong> This means you offer a lesser
            one-time lump sum amount as full payment of the debt. If we approve
            your request, you’ll have to pay the one-time amount within 30 days.
          </li>
          <li>
            <strong>Waiver.</strong> This means you ask us to forgive (or
            “waive”) part or all of the debt. If we approve your request, you
            won’t have to pay the amount waived.
          </li>
        </ul>
        <p>
          <a
            className="vads-c-action-link--blue"
            href="/manage-va-debt/request-debt-help-form-5655/"
          >
            Request help with your debt
          </a>
        </p>
      </va-accordion-item>
      <va-accordion-item header="Request help for your future health care">
        <p>
          You may be eligible for a hardship determination, which would qualify
          you for a copay exemption. This means we’ll assign you to a higher
          priority group, and you won’t have to pay any VA copays for the rest
          of the calendar year.
        </p>
        <p>
          <a
            href="https://www.va.gov/health-care/pay-copay-bill/financial-hardship/"
            className="vads-c-action-link--blue"
          >
            Learn more about requesting a hardship determination
          </a>
        </p>
      </va-accordion-item>
    </va-accordion>
  </article>
);

export default FinancialHelp;