wikimedia/mediawiki-extensions-DonationInterface

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adyen_gateway/adyen_checkout.adapter.php

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2 days
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<?php

use Psr\Log\LogLevel;
use SmashPig\Core\PaymentError;
use SmashPig\Core\ValidationError;
use SmashPig\PaymentData\RecurringModel;
use SmashPig\PaymentData\ValidationAction;
use SmashPig\PaymentProviders\Adyen\PaymentProvider;
use SmashPig\PaymentProviders\IPaymentProvider;
use SmashPig\PaymentProviders\PaymentProviderFactory;
use SmashPig\PaymentProviders\Responses\PaymentDetailResponse;

class AdyenCheckoutAdapter extends GatewayAdapter implements RecurringConversion {
    use RecurringConversionTrait;

    const GATEWAY_NAME = 'AdyenCheckout';
    const IDENTIFIER = 'adyen';
    const GLOBAL_PREFIX = 'wgAdyenCheckoutGateway';

    public function doPayment() {
        $this->ensureUniqueOrderID();
        $this->session_addDonorData();
        $this->setCurrentTransaction( 'authorize' );
        Gateway_Extras_CustomFilters::onGatewayReady( $this );
        $this->runSessionVelocityFilter();
        if ( $this->getValidationAction() !== ValidationAction::PROCESS ) {
            return PaymentResult::newFailure( [ new PaymentError(
                'internal-0000',
                "Failed pre-process checks for payment.",
                LogLevel::INFO
            ) ] );
        }
        $provider = PaymentProviderFactory::getProviderForMethod(
            $this->getPaymentMethod()
        );
        // Log details of the payment in case we need to reconstruct it for
        // audit files. Note: this says 'redirecting' but we're not actually
        // sending the donor off site. Log a different prefix here and update
        // the audit grepper to find that prefix.
        $this->logPaymentDetails();
        $this->tuneForPaymentMethod();
        $authorizeParams = $this->buildRequestArray();

        // If we are going to ask for a monthly donation after a one-time donation completes, set the
        // recurring param to 1 to tokenize the payment.
        if ( $this->showMonthlyConvert() ) {
            $authorizeParams['recurring'] = 1;
            // Since we're not sure if we're going to ever use the token, flag the transaction as
            // 'card on file' rather than 'subscription' (the default for recurring). This may avoid
            // donor complaints of one-time donations appearing as recurring on their card statement.
            $authorizeParams['recurring_model'] = RecurringModel::CARD_ON_FILE;
        }
        $this->logger->info( "Calling createPayment for {$authorizeParams['email']}" );
        $authorizeResult = $provider->createPayment( $authorizeParams );
        $this->logger->info( "Returned PSP Reference {$authorizeResult->getGatewayTxnId()}" );
        $validationErrors = $authorizeResult->getValidationErrors();
        // If there are validation errors, present them for correction with a
        // 'refresh' type PaymentResult
        if ( count( $validationErrors ) > 0 ) {
            return $this->getLocalizedValidationErrorResult( $validationErrors );
        }
        if ( $authorizeResult->requiresRedirect() ) {
            // Looks like we're not going to finish the payment in this
            // request - our dear donor needs to take more actions on
            // another site. Short-circuit the finalization, just stash
            // the gateway txn id and redirect them.
            $this->addResponseData( [
                'gateway_txn_id' => $authorizeResult->getGatewayTxnId()
            ] );
            $redirectUrl = $authorizeResult->getRedirectUrl();
            $this->logger->info( "Redirecting to $redirectUrl" );
            return PaymentResult::newRedirect(
                $redirectUrl,
                $authorizeResult->getRedirectData()
            );
        }
        // If we DON'T need to redirect, handle the fraud checks and any
        // necessary payment capture step here and now.
        return $this->handleCreatedPayment( $provider, $authorizeResult );
    }

    /**
     * After a payment has been created and we have the processor-side fraud results
     * (AVS & CVV checks), run our fraud filters and capture the payment if needed.
     *
     * @param IPaymentProvider $provider
     * @param PaymentDetailResponse $authorizeResult
     * @return PaymentResult
     */
    protected function handleCreatedPayment(
        IPaymentProvider $provider, PaymentDetailResponse $authorizeResult
    ): PaymentResult {
        $transactionStatus = $authorizeResult->getStatus();
        $responseData = [
            'gateway_txn_id' => $authorizeResult->getGatewayTxnId()
        ];
        if ( !$this->getPaymentSubmethod() ) {
            $responseData['payment_submethod'] = $authorizeResult->getPaymentSubmethod() ?? '';
        }

        if ( !$this->getPaymentMethod() ) {
            $responseData['payment_method'] = $authorizeResult->getPaymentMethod();
        }
        $this->addResponseData( $responseData );
        // When authorization is successful but capture fails (or is not
        // attempted because our ValidationAction is 'review', we still
        // send the donor to the Thank You page. This is because the
        // donation can still be captured manually by Donor Relations and
        // we don't want the donor to try again.
        $paymentResult = PaymentResult::newSuccess();
        if ( !$authorizeResult->isSuccessful() ) {
            $paymentResult = PaymentResult::newFailure();
            // TODO: map any errors from $authorizeResult
            // log the error details on failure
            $errorLogMessage = 'Unsuccessful createPayment response from gateway: ';
            $errorLogMessage .= $authorizeResult->getStatus() . " : ";
            $errorLogMessage .= json_encode( $authorizeResult->getRawResponse() );
            $this->logger->info( $errorLogMessage );
        } elseif ( $authorizeResult->requiresApproval() ) {
            $this->runFraudFiltersIfNeeded( $authorizeResult );
            switch ( $this->getValidationAction() ) {
                case ValidationAction::PROCESS:
                    $this->logger->info( "Calling approvePayment on PSP reference {$authorizeResult->getGatewayTxnId()}" );
                    $captureResult = $provider->approvePayment( [
                        // Note that approvePayment takes the unstaged amount
                        'amount' => $this->getData_Unstaged_Escaped( 'amount' ),
                        'currency' => $this->getData_Staged( 'currency' ),
                        'gateway_txn_id' => $authorizeResult->getGatewayTxnId(),
                    ] );
                    $transactionStatus = $captureResult->getStatus();
                    if ( $captureResult->isSuccessful() ) {
                        // Note: this transaction ID is different from the authorizeResult's
                        // transaction ID. We log this, but leave the gateway_txn_id set to
                        // the ID from authorizeResult as that is what we get in the IPN.
                        $this->logger->info( "Returned PSP Reference {$captureResult->getGatewayTxnId()}" );
                        if ( $this->showMonthlyConvert() ) {
                            $this->logger->info( "Displaying monthly convert modal" );
                            $paymentResult = PaymentResult::newSuccess();
                        }
                    } else {
                        $this->logger->info( 'Capture call unsuccessful' );
                    }
                    break;
                case ValidationAction::REJECT:
                    $paymentResult = PaymentResult::newFailure();
                    $this->logger->info( 'Created payment rejected by our fraud filters' );
                    break;
                default:
                    $this->logger->info(
                        'Not capturing authorized payment - validation action is ' .
                        $this->getValidationAction()
                    );
            }
        }
        // recurring will return a token on the auth
        $recurringToken = $authorizeResult->getRecurringPaymentToken();
        if ( $recurringToken ) {
            $this->addResponseData( [
                'recurring_payment_token' => $recurringToken,
                'processor_contact_id' => $authorizeResult->getProcessorContactID()
            ] );
            if ( $this->showMonthlyConvert() ) {
                $this->session_addDonorData();
            }
        } elseif ( $this->getData_Unstaged_Escaped( 'recurring' ) && $authorizeResult->isSuccessful() ) {
            $this->logger->warning( 'No token found on successful recurring payment authorization response.' );
        }
        // Log and send the payments-init message, and clean out the session
        $this->finalizeInternalStatus( $transactionStatus );

        // Run some post-donation filters and send donation queue message
        // NOTE: recurring iDEAL will not be added to the donations queue
        // as the recurring_token is still needed from the ipn message.
        // We are still sending it through the postProcessDonation flow
        // to get the additional filters and logging
        $this->postProcessDonation();
        return $paymentResult;
    }

    protected function defineTransactions() {
        $this->transactions = [
            'authorize' => [
                'request' => [
                    'amount',
                    'city',
                    'country',
                    'currency',
                    'description',
                    'email',
                    'first_name',
                    'last_name',
                    'order_id',
                    'postal_code',
                    'return_url',
                    'state_province',
                    'street_address',
                    'user_ip',
                    'recurring',
                ],
                'values' => [
                    'description' => WmfFramework::formatMessage( 'donate_interface-donation-description' )
                ]
            ]
        ];
    }

    /**
     * Add payment-method-specific parameters to the 'authorize' transaction
     */
    protected function tuneForPaymentMethod() {
        switch ( $this->getPaymentMethod() ) {
            case 'dd':
                $this->transactions['authorize']['request'] =
                    array_merge( $this->transactions['authorize']['request'], [
                        'supplemental_address_1',
                        'payment_submethod',
                        'encrypted_bank_account_number',
                        'encrypted_bank_location_id',
                        'bank_account_type',
                        'full_name'
                    ] );
                break;
            case 'cc':
                $this->transactions['authorize']['request']['encrypted_payment_data'] = [
                    'encryptedCardNumber',
                    'encryptedExpiryMonth',
                    'encryptedExpiryYear',
                    'encryptedSecurityCode'
                ];
                $this->transactions['authorize']['request']['browser_info'] = [
                    'userAgent',
                    'acceptHeader',
                    'language',
                    'colorDepth',
                    'screenHeight',
                    'screenWidth',
                    'timeZoneOffset',
                    'javaEnabled'
                ];
                break;
            case 'rtbt':
                switch ( $this->getPaymentSubmethod() ) {
                    case 'onlineBanking_CZ':
                        $this->transactions['authorize']['request'][] = 'issuer_id';
                        break;
                    case 'rtbt_ideal':
                        $this->transactions['authorize']['request'][] = 'payment_submethod';
                        break;
                    case 'sepadirectdebit':
                        $this->transactions['authorize']['request'] =
                            array_merge( $this->transactions['authorize']['request'], [
                                'iban',
                                'full_name'
                            ] );
                        break;
                }
                break;
            case 'bt':
                $this->transactions['authorize']['request'][] = 'issuer_id';
                break;
            case 'google':
            case 'apple':
                $this->transactions['authorize']['request'][] = 'payment_token';
        }
    }

    protected function defineAccountInfo() {
        // We use account_config instead
        $this->accountInfo = [];
    }

    protected function defineOrderIDMeta() {
        $this->order_id_meta = [
            'alt_locations' => [ 'request' => 'merchantReference' ],
            'ct_id' => true,
            'generate' => true,
        ];
    }

    public function getRequiredFields( $knownData = null ) {
        $fields = parent::getRequiredFields( $knownData );
        return array_diff( $fields, $this->getFieldsToRemove( $knownData ) );
    }

    public function getFormFields( ?array $knownData = null ): array {
        $fields = parent::getFormFields( $knownData );
        return array_diff_key(
            $fields,
            array_fill_keys( $this->getFieldsToRemove( $knownData ), true )
        );
    }

    public function getGoogleAllowedNetworks() {
        $general = [ 'AMEX', 'DISCOVER', 'JCB', 'MASTERCARD', 'VISA' ];
        if ( isset( $this->config[ 'payment_submethods' ] ) ) {
            if ( isset( $this->config[ 'payment_submethods' ][ 'mir' ] ) ) {
                $general[] = 'MIR';
            }
            if ( isset( $this->config[ 'payment_submethods' ][ 'interac' ] ) ) {
                $general[] = 'INTERAC';
            }
        }
        return $general;
    }

    protected function getFieldsToRemove( ?array $knownData = null ) {
        $method = $knownData['payment_method'] ?? $this->getData_Unstaged_Escaped( 'payment_method' );
        $submethod = $knownData['payment_submethod'] ?? $this->getData_Unstaged_Escaped( 'payment_submethod' );
        if ( $method === 'apple' ) {
            // For Apple Pay, do not require any of the following fields in forms,
            // regardless of what may be specified in config/country_fields.yaml
            // We can gather them instead from the Apple Pay UI.
            return [
                'first_name',
                'last_name',
                'email',
                'street_address',
                'postal_code',
                'city',
                'state_province'
            ];
        } elseif ( $method === 'google' ) {
            return [
                'street_address',
                'postal_code',
                'city'
            ];
        } elseif ( $method === 'dd' || ( $method === 'rtbt' && $submethod === 'sepadirectdebit' ) ) {
            return [
                'first_name',
                'last_name',
                'street_address',
                'postal_code',
                'city'
            ];
        }
        return [];
    }

    public function getCheckoutConfiguration() {
        $provider = PaymentProviderFactory::getProviderForMethod(
            $this->getPaymentMethod()
        );
        '@phan-var PaymentProvider $provider';
        $methodParams = [
            'country' => $this->staged_data['country'],
            'currency' => $this->staged_data['currency'],
            'amount' => $this->staged_data['amount'],
            'language' => $this->staged_data['language']
        ];
        // This should have all the payment methods available
        $paymentMethodResult = $provider->getPaymentMethods( $methodParams );
        if ( $paymentMethodResult->hasErrors() ) {
            foreach ( $paymentMethodResult->getErrors() as $error ) {
                $this->logger->warning( "paymentMethod lookup error: {$error->getDebugMessage()}" );
            }
            foreach ( $paymentMethodResult->getValidationErrors() as $validationError ) {
                $this->logger->warning( "paymentMethod lookup validation error with parameter: {$validationError->getField()}" );
            }
            throw new RuntimeException( "Errors returned from getPaymentMethods" );
        }
        $paymentMethodString = $paymentMethodResult->getRawResponse();

        return [
            'clientKey' => $this->getAccountConfig( 'ClientKey' ),
            'locale' => str_replace( '_', '-', $this->getData_Staged( 'language' ) ),
            'paymentMethodsResponse' => $paymentMethodString,
            // TODO: maybe make this dynamic based on donor location
            'environment' => $this->getAccountConfig( 'Environment' ),
            'merchantAccountName' => $this->account_name,
            'googleMerchantId' => $this->getAccountConfig( 'GoogleMerchantId' ),
            'googleAllowedNetworks' => $this->getGoogleAllowedNetworks(),
            'script' => $this->getAccountConfig( 'Script' ),
            'googleScript' => $this->getAccountConfig( 'GoogleScript' ),
        ];
    }

    /**
     * getAVSResult is intended to be used by the functions filter, to
     * determine if we want to fail the transaction ourselves or not.
     * @return int
     */
    public function getAVSResult() {
        return $this->getData_Unstaged_Escaped( 'avs_result' );
    }

    /**
     * getCVVResult is intended to be used by the functions filter, to
     * determine if we want to fail the transaction ourselves or not.
     * @return int
     */
    public function getCVVResult() {
        return $this->getData_Unstaged_Escaped( 'cvv_result' );
    }

    public function processDonorReturn( $requestValues ) {
        if (
            isset( $requestValues['redirectResult'] )
        ) {
            // We're dealing with a donor coming back from a page they have
            // been redirected to in order to make a payment, e.g. the 'Redirect'
            // 3D Secure flow after verifying the transaction with their bank.
            // https://docs.adyen.com/online-payments/3d-secure/redirect-3ds2-3ds1/web-drop-in#handle-the-redirect-result
            $redirectResult = urldecode( $requestValues['redirectResult'] );
            $this->logger->info( "Handling redirectResult {$requestValues['redirectResult']}" );
            $provider = PaymentProviderFactory::getProviderForMethod(
                $this->getPaymentMethod()
            );
            '@phan-var PaymentProvider $provider';
            $detailsResult = $provider->getHostedPaymentDetails( $redirectResult );
            $this->logger->debug(
                'Hosted payment detail response: ' . json_encode( $detailsResult->getRawResponse() )
            );
            return $this->handleCreatedPayment( $provider, $detailsResult );
        }
        // Default behavior is to finalize and return success
        return parent::processDonorReturn( $requestValues );
    }

    /**
     * Adds a catch to stop recurring iDEALs from being sent to the donations queue
     * but otherwise sends to the queues as normal
     *
     * @param string $queue What queue to send the message to
     * @param bool $contactOnly If we only have the donor's contact information
     *
     */
    protected function pushMessage( $queue, $contactOnly = false ) {
        // Don't send recurring bank payments to the donations queue.
        // These are pushed later via the IPN listener.
        if ( $queue === 'donations' && $this->isRecurringBankPayment() ) {
            return;
        }

        // Send all other adyen messages to the queues as normal
        parent::pushMessage( $queue, $contactOnly );
    }

    /**
     * We don't send recurring iDEAL or SEPA payments to the donations queue after a successful payment.
     * For these recurring payments, the recurring_payment_token comes in on a RECURRING_CONTRACT Webhook/IPN message
     * , and we require this value to push a *complete* recurring donation message to the queue.
     * Instead, the SmashPig listener pushes them to the donations queue once it receives recurring_payment_token
     * within the IPN message.
     *
     * @return bool
     */
    private function isRecurringBankPayment(): bool {
        $bankPaymentSubMethods = [ 'rtbt_ideal', 'sepadirectdebit' ];
        $isBankPaymentSubMethods = in_array( $this->getPaymentSubmethod(), $bankPaymentSubMethods );
        $isRecurring = $this->getData_Unstaged_Escaped( 'recurring' );

        return $isBankPaymentSubMethods && $isRecurring;
    }

    /**
     * Runs antifraud filters if the appropriate for the current payment method.
     * Sets $this->action to one of the ValidationAction constants.
     *
     * @param PaymentDetailResponse $authorizeResult
     */
    protected function runFraudFiltersIfNeeded( PaymentDetailResponse $authorizeResult ): void {
        if ( in_array( $this->getPaymentMethod(), [ 'apple', 'google' ], true ) ) {
            // Adyen guidance is that Apple Pay fraud rates are minuscule enough
            // to skip fraud filters. Google Pay seems to get a lot of spurious
            // AVS failures.
            $this->setValidationAction( ValidationAction::PROCESS );
        } else {
            $riskScores = $authorizeResult->getRiskScores();
            $this->addResponseData( [
                'avs_result' => $riskScores['avs'] ?? 0,
                'cvv_result' => $riskScores['cvv'] ?? 0
            ] );
            $this->runAntifraudFilters();
        }
    }

    /**
     * @param array $validationErrors
     * @return PaymentResult
     */
    protected function getLocalizedValidationErrorResult( array $validationErrors ): PaymentResult {
        // Errors from SmashPig don't have message* parameters set,
        // so we create a new array of localized errors
        // FIXME: those should probably be different classes
        // see https://phabricator.wikimedia.org/T294957
        $localizedErrors = [];
        foreach ( $validationErrors as $error ) {
            $field = $error->getField();
            if ( $field === 'payment_submethod' ) {
                // This means the donor tried an unsupported card type.
                $messageKey = 'donate_interface-donate-error-try-a-different-card-html';
                $messageParams = [
                    $this->localizeGlobal( 'OtherWaysURL' ),
                    $this->getGlobal( 'ProblemsEmail' )
                ];
            } else {
                $messageKey = 'donate_interface-error-msg-' . $field;
                $messageParams = [];
            }
            $localizedErrors[] = new ValidationError(
                $field, $messageKey, $messageParams
            );
            $this->logger->info(
                'createPayment call came back with validation error in ' . $field
            );
        }
        return PaymentResult::newRefresh( $localizedErrors );
    }

    public function getPaymentMethodsSupportingRecurringConversion(): array {
        return [ 'cc', 'google', 'apple', 'dd' ];
    }

    /**
     * Override parent function to set specific message replacements for Japanese
     *
     * @param string|null $key
     * @return array|mixed|null
     */
    public function getConfig( $key = null ) {
        if ( $key === 'message_replacements' && $this->getData_Unstaged_Escaped( 'language' ) === 'ja' ) {
            return $this->config['message_replacements_ja'];
        }
        return parent::getConfig( $key );
    }
}